Health Plan
We provide students with mental and physical health coverage, including dental, vision, prescriptions, counseling, paramedical, and more.
Coverage for Health Plan
Durham College Student Association oversees the health and dental plan for Domestic and International full-time students. We partnered with Student VIP to provide you with the coverage you need. No matter when you start here at Durham College. Your plan covers major student health and dental expenses.
International Student Coverage
Durham College Student Association oversees the International Insurance Student Medical Benefits, also known as an OHIP Alternative. It is important to see the doctor when you are not feeling well or are injured, which is why you have this plan while studying in Canada. That is why the DCSA has this mandatory coverage for all international students attending Durham College so that all full-time International students have access to medical coverage, including doctor visits, emergency hospital visits, x-rays, lab testing, practitioner coverage, and more!
International students who have OHIP should contact us to have the International Insurance fee removed from their tuition.
Adding Love Ones
You can extend health and dental benefits to your spouse and children by applying to have them added before the deadline. Additional fees apply.
Important Dates
Benefit Year
For Fall enrolments, coverage begins September 1.
Winter enrolments begin January 1.
Spring enrolments begin May 1.
All students on the plan will have the same termination date of August 31
Opt In
You can opt in to family coverage during the appropriate opt in period.
Fall Opt In: September 1st – September 30th
Winter Opt In: January 1st – January 31st
Spring Opt In: May 2st – Mat 31st
Opt Out
If you choose to request an opt-out from the DCSA Health & Dental Benefits, you must provide comparable coverage online during the opt-out period.
Fall Opt In: September 1st – September 30th
Winter Opt In: January 1st – January 31st
Spring Opt In: May 2st – Mat 31st
Submitting a claim
All claims must be submitted to Medavie Blue Cross™ no later than 12 months from the date the expense was incurred. In the event of termination of coverage, claims incurred prior to the termination date must be submitted to Medavie Blue Cross™ within 90 days of the termination date.
Learn MoreFAQ for Health Plan
All post-secondary students paying full-time fees in September, January and May are automatically enrolled under the student benefits plans and assessed the Health and Dental fees.
Durham College requires all full-time students to be insured the minute they step on to campus.
Yes, domestic students who have comparable alternative coverage may opt-out of the Student VIP benefits during the opt-out period.
You should be aware that your DCSA Health & Dental Benefits offer benefits specifically designed for students. You may find it advantageous to remain enrolled in the benefits and coordinate your benefits with your existing coverage.
If you choose to request an opt-out from the DCSA Health & Dental Benefits, you must provide comparable coverage online during the opt-out period (See Important Dates).
Note: There are no exceptions or extensions to the opt-out deadline. If you submit a claim during the opt-out period and have requested to opt-out of the benefits your opt-out request will be declined and your fee will not be reversed.
Yes, students may enroll their spouse and/or dependent children onto the benefits for an additional fee during the opt-in period (See Important Dates) in which they begin their studies. The following are considered eligible dependents:
Spouse/Common-Law:
The legal spouse of the insured student provided there is no legal separation in effect, or an individual of the same or opposite sex who has been residing with the insured student for a period of at least one (1) year and who has been designated as the spouse/common-law partner of the insured student in the policyholders records for insurance purposes, and is a resident of Canada and has provincial health coverage (or equivalent coverage).
Dependent Child(ren):
Any natural child, step-child or legally adopted child of the insured student, who is under 21 years of age, unmarried and receives full support and maintenance from the insured student, or those over 21, but under 25 years of age, unmarried and receives full support and maintenance from the insured student for reason of full-time attendance at an accredited institute, college, or university in Canada, or receives full support and maintenance from the insured student by reason of mental or physical infirmity, and is a resident of Canada and has provincial health coverage (or equivalent coverage).
Resources
Access to healthcare services and resources designed to save you time and money!
Support Hub
Students’ go-to source for free and confidential mental health services and counselling. Our mission is to provide students with the resources they need when they need it, while acting as a liaison for campus mental health resources.
Learn More
